I assist small and self-employed businesses, with 2 or more employees, find the right Medical, Dental, & Vision coverage they need at the right price with the right carrier! I do the “shopping” and you pick the plans! I assist with the application process, claims, and your annual open enrollment period. All of my services are provided at no cost to you!
Colonial Life offers eight different plans to groups of 3 or more employees that pay cash directly to the employees. These plans which include accident, disability, cancer, critical illness, hospitalization, dental, vision, term and whole life insurance - cover “other expenses due to an accident, disability, or sickness” such as rents, mortgages, utility bills, car payments, groceries, and the copays & deductibles under your health insurance.
I help individuals find the best PPO or HMO medical plan, with the best carrier at the most affordable price. I assist you with completing the application, adding or dropping dependents and any other plan changes for the life of the policy. I also assist individuals who have lost their group coverage or are coming off their Cobra plan. I also offer a wide range of PPO and HMO Dental plans along with Vision plans to meet your needs and your budget. All of my services are provided at no cost to you!
Since 2014 I have been assisting individuals to determine if they qualify for Premium Assistance for their health insurance through Covered CA. I assist individuals who have lost their group coverage or are coming off their Cobra plan. Many of my clients who were paying full price for their health insurance are now saving hundreds of dollars per month just by calling me to see if they qualify for Federal Subsidies. All of my services are provided at no cost to you!
I offer Term Life and Universal Life (UL) policies for small companies and individuals. I have access to all the top-rated carriers in the industry allowing me the flexibility to find you the best possible plan at the lowest possible cost.
I offer UL policies that you can pay for a certain number of years and guarantee the death benefit to age 100! This is a great way to make sure the money you want to pass on to a loved one or to leave a legacy actually gets paid out vs only 2 to 3% of the death claims get paid with Term insurance as 97 to 98% of the individuals that purchase Term out live the term of time they purchased. All of my services are provided at no cost to you!
If you or someone you know is turning 65 in the next 6 months, I can assist you with finding the right Medicare Medi-gap plan, Medicare Part D Prescription Drug plan, or Medicare Advantage plan. I work hard to educate my clients on the types of Medicare Supplements available to them and help them find the right plan that meets their needs and their budget. All of my services are provided at no cost to you!
True Freedom Home Care Plans are the most viable alternative to traditional Long Term Care Insurance. When assistance becomes essential in the event of a sudden injury or illness, these membership plans quickly coordinate and arrange care for seniors in the privacy and comfort of their own home. Every day can bring an unexpected challenge into a senior’s life. Having a True Freedom Care Plan in place will give members and their families the peace of mind, security, and independence in being prepared as they move forward together.
All True Freedom Home Care Plans Feature: No medical underwriting, No Claim Forms, No Deductibles, No Age Limits, and Available Nationwide. These plans can arrange for care 24 Hours a day / 7 Days a Week in the comfort of your home.
